Learn About Our Plans | Individual and Family Plans | Healthfirst

Individual and Family Plans

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If you’re under 65 and need health insurance, you can find it at Healthfirst. We offer health insurance plans for both individuals and families, with a range of benefits and services that are designed to fit your needs and your budget. Whatever your family size, and whatever your income, you can find the health insurance you need at Healthfirst. Let us help you select the right plan for you. It may not always be easy, but we’re always here to help.

What's New?

2021 Open Enrollment

Open Enrollment is from November 1, 2020 to December 31, 2021. So now is the time to review your health insurance needs and see which Healthfirst plan is right for you.

Click here to shop our plans

New way to reach us

With Healthfirst Virtual Community Offices, your local representative is now just a click away. They can answer your questions or help you enroll.

Click here to find your Virtual Community Office

Stay up-to-date

Make sure you have the latest information from Healthfirst. Sign up for our mailing list to receive our free e-newsletter and other helpful information.

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What types of plans are available?

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Essential Plans

These plans are for qualified individuals and eligible immigrants ages 19–64; eligibility depends on income and immigration status. These plans offer essential health benefits to help you stay healthy, plus vision and dental benefits.

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Medicaid Managed Care

For low-income families and individuals under 65 who qualify for Medicaid in New York State. This high-quality plan offers benefits that include maternity coverage, health and wellness programs, and more. All for a $0 monthly plan premium.

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Child Health Plus

For uninsured or underinsured families who do not qualify for Medicaid. This Children’s Health Insurance Program (CHIP) plan offers no-cost or low-cost coverage for qualified children under age 19, regardless of family income or immigration status.

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Marketplace Leaf Plans

For families and individuals under the age of 65. Leaf and Leaf Premier plans offer two levels of coverage. Leaf plans offer essential health benefits, while Premier plans include the essential benefits plus dental and vision. Financial assistance is available.

Are you over the age of 65? Click here for Medicare plans.

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Frequently Asked Questions

Your income, family size, and the plan you select will determine if you’re eligible to get help paying for your health insurance. To find out if you qualify, you can contact us by phone or fill out a form to have us contact you. A representative will help you understand your health plan and subsidy options.

Yes. At Healthfirst, our representatives speak Spanish, Chinese, Russian, and many other languages. Visit our Virtual Community Office to select a representative who speaks your language.

Healthfirst is New York’s largest not-for-profit health insurer, sponsored by downstate New York’s leading hospitals. With 1.5 million members and growing, Healthfirst has been serving New Yorkers for nearly 30 years. With access to thousands of doctors and specialists, you’re sure to find the care you need nearby. We have community offices that are staffed with representatives who can answer questions—in many different languages—about our health insurance plans and programs, whether you’re a member or not. Appointments are also available virtually, if in-person meetings are not an option, by visiting our Virtual Community Office.

Contact us to learn more about our plans

Speak with a Representative:


Monday to Friday, 9am–8pm

TTY English: 1-888-542-3821

TTY Español: 1-888-867-4132

Can’t talk right now?

Request a callback and we’ll get back to you within one business day.

Coverage is provided by Healthfirst Health Plan, Inc., Healthfirst PHSP, Inc., and/or Healthfirst Insurance Company, Inc. (together, “Healthfirst”). Plans contain exclusions and limitations.

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