Learn About Our Plans | Individual and Family Plans | Healthfirst

Individual and Family plans

Whether you need health insurance for yourself or your family, you can get the health coverage you need at an affordable price.

Understanding Your OptionsLearn About Our PlansHow to Enroll

Healthfirst offers comprehensive health insurance plans that fit your needs and your budget, including plans with no monthly premium or deductible.

What types of plans are available?

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Essential Plans

For qualified individuals and eligible immigrants age 19-64, depending on your income and immigration status. For a $0 monthly premium, these plans offer essential health benefits, plus dental and vision coverage

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Medicaid Managed Care

For low-income families, and for individuals under 65, who qualify for Medicaid in New York State. This high-quality plan offers benefits that include maternity coverage, health and wellness programs, and more. All for a $0 monthly plan premium.

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Child Health Plus

For uninsured or underinsured families who do not qualify for Medicaid. This Children's Health Insurance Program (CHIP) plan offers no-cost or low-cost coverage for qualified children under age 19, regardless of family income or immigration status.

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Marketplace Plans

For families and for individuals under the age of 65. These plans offer health benefits with various options based on your needs and budget. Financial assistance is available. (These plans are also called Qualified Health Plans or Healthfirst Leaf Plans.)

Are you over the age of 65? Click here for Medicare plans.

Learn About Our Plans

We know health insurance can be confusing, we can help make it easier:

Call us at 1-844-434-7785

TTY English: 1-888-542-3821

Did you know?

Open Enrollment is here!

Start the new year with affordable coverage for you and your family. Enroll now for coverage starting March 1, 2022.

Click here to learn about our plans

Meet with us

For your convenience, you can choose how you'd like to meet with us - in person or online. Either way, your local representative can answer your questions or help you enroll.

Click here to schedule your appointment

Stay up-to-date

Make sure you have the latest information from Healthfirst. Sign up for our mailing list to receive our free e-newsletter and other helpful information.

Click here to sign up

Frequently Asked Questions

Your income, family size, and the plan you select will determine if you’re eligible to get help paying for your health insurance. To find out if you qualify, you can contact us by phone or fill out a form to have us contact you. A representative will help you understand your health plan and subsidy options.

Yes. At Healthfirst, our representatives speak Spanish, Chinese, Russian, and many other languages. Visit our Virtual Community Office to select a representative who speaks your language.

Healthfirst is New York’s largest not-for-profit health insurer, sponsored by downstate New York’s leading hospitals. With 1.7 million members and growing, Healthfirst has been serving New Yorkers for nearly 30 years. With access to thousands of doctors and specialists, you’re sure to find the care you need nearby. We have community offices that are staffed with representatives who can answer questions—in many different languages—about our health insurance plans and programs, whether you’re a member or not. Appointments are also available virtually, if in-person meetings are not an option, by visiting our Virtual Community Office.

Contact us to learn more about our plans

Speak with a Representative:


Monday to Saturday, 8am–8pm

TTY English: 1-888-542-3821

TTY Español: 1-888-867-4132

Can't talk right now?

Request a callback and we'll get back to you within one business day.

Coverage is provided by Healthfirst Health Plan, Inc., Healthfirst PHSP, Inc., and/or Healthfirst Insurance Company, Inc. (together, “Healthfirst”). Plans contain exclusions and limitations.

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